While many retirees are fleeing to warmer climes, there are just as many who are comfortable with, or even prefer, cool weather. One of the advantages of cold cities is that they are often more affordablebecause it takes a certain type of person to support it.
GOBankingRates took inspiration from USA Today’s “50 Coldest Cities in America” list to find places that will offer more than winter weather, but are also the most affordable according to Zillow’s median home values. . Additionally, we pulled data from state and federal census information to determine the percentage of adults over 65 who live in those states.
Bismarck, North Dakota
- Average monthly temperature range: 2.2F to 57.4F
- Population: 63,353
- Average annual snow cover: 44.9 in.
North Dakota’s capital is a cultural and historical hub with plenty to do and places to see, including the North Dakota Heritage Center and State Museum, Fort Abraham Lincoln, and the Dakota Zoo, to name a few. -ones.
It’s no surprise that it has more people aged 65 and over, 17.3%, with so much to do in an affordable neighborhood. The average home value in Bismarck is $344,659.
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- Average monthly temperature range: 7.7 F to 61.3 F
- Population: 108 179
- Average annual snow cover: 49.6 in.
Rochester offers cold winters with a decent amount of snowfall, with lows dropping below 8 degrees Fahrenheit. The 65+ population is at 11.5%, likely due to its high accessibility. The average home value is $319,087.
Rochester is famous for hosting the world famous Mayo Clinic, but it also offers attractions such as the Rochester Art Center on the Zumbro River, the Charles E. Gagnon Museum of Art and Sculpture Garden, the Quary Hill Nature Center and many outdoor activities.
Sioux Falls, South Dakota
- Average monthly temperature range: 6.9to 61.9F
- Population: 157,675
- Average annual snow cover: 41.6 inches
Sioux Falls has a lot to offer in terms of attractions, from the Kirby Science Discovery Center to the Butterfly House and Aquarium, to libraries, parks, zoo, aquatic centers and bingo. No wonder 12.9% of its population is aged 65 and over.
It also remains affordable, with the average home value standing at $311,767.
Huron, South Dakota
- Average monthly temperature range: 6.6F to 61.4F
- Population: 12,782
- Average annual snow cover: 41.2 in.
Huron attracts a significant number of people aged 65 and over at 18.1%. It may be because you can still afford a home under $300,000 in a city where the average home value is $295,770.
The city is known for its excellent school system (public and private), a state-of-the-art medical center, the Huron Event Center, and the Dakotaland Museum. Events include the Huron Ringneck Festival, SD Women’s Exposition, Antique Power Show, Parade of Lights, Stock Car Races, and the South Dakota State Fair.
Minneapolis-St. Paul, Minnesota
- Average monthly temperature range: 7.5F to 64.1F
- Population: 677 914
- Average annual snow cover: 50.4 in.
The Minneapolis-St. The Paul area of Minnesota, aka the Twin Cities, may not get as much snowfall as some of these other towns, but it’s still really cold and affordable. The average home value here is $289,858.
Although it has a lower percentage of people aged 65 and over, at just 9.9%, there are many attractions that entertain retirees, such as the Minneapolis Institute of Art, Mall of America, Walker Art Center, the Guthrie Theater and more. .
- Average monthly temperature range: 5.2F to 54.6F
- Population: 21,399
- Average annual snow cover: 149.1 in.
Marquette, which is near Lake Superior, is a winter snow lover’s paradise, and at an affordable price. The average home value here is $272,240. It also has a high number of people aged 65 and over, which is 20.3% of the population.
Attractions include all the skiing, snow biking, and snowshoeing you can stomach, plus strong arts and culture, with museums, a performing arts center, orchestra, and more.
St. Cloud, Minnesota
- Average monthly temperature range: 1.8F to 58.4F
- Population: 65,996
- Average annual snowfall: 44.9 inches
St. Cloud borders the Mississippi River and is rich in beautiful scenery and winter fun. The average home value is $239,775 and 17% of the population is aged 65 and over.
Attractions include the Munsinger Clemens Gardens, several golf courses, the Wobegon Trail, Quarry Park and the Nature Reserve, to name a few.
- Average monthly temperature range: 8.9F to 63.2F
- Population: 51,421
- Average annual snow cover: 44.2 in.
In La Crosse, the average home value of $229,219 is a price you won’t find in much of the rest of the country. The 65+ population is also 17.4%, making it retiree friendly.
Attractions include parks, museums, the Riverside International Friendship Gardens, Granddad Bluff and many historic sites.
Aberdeen, South Dakota
- Average monthly temperature range: 1.5F to 59.0F
- Population: 26,506
- Average annual snow cover: 37.8 in.
Aberdeen attracts retirees for its affordable living, where the average home value is $220,359 and 17.6% of the population is aged 65 or over.
Aberdeen residents enjoy attractions such as art galleries, ice rinks, snowmobiling, hiking and biking trails, and Storybook Land.
Sault Ste. Mary, Michigan
- Average monthly temperature range: 7.6F to 54.5F
- Population: 14,171
- Average annual snow cover: 116.7 inches
In Sault Ste. Marie, Michigan, 17.3% of residents are age 65 and older. The median home value is $147,920, making it the most affordable city on this list. People are drawn here to enjoy hockey, canyon train tours, the Great Lakes Shipwreck Museum and more.
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